Goldhar & Associated Ltd. offers comprehensive debt solutions for various business types, including sole proprietorships, partnerships, and corporations. We specialize in Business Advisory and Corporate Restructuring services. Our team of seasoned professionals is dedicated to helping clients overcome financial challenges and attain financial freedom.
We have extensive experience in resolving all types of debts, including those related to Government COVID-19 Assistance Programs such as CEBA, CERS, and CEWS, Business Loans and CRA Tax Debt, including payroll, HST, and Corporate Tax. We are committed to providing our clients with personalized, tailored solutions that are designed to address their unique needs and circumstances. At Goldhar & Associates Ltd., we take pride in treating both debtors and creditors with the utmost respect and understanding throughout the process. Our deep knowledge of the relevant laws and regulations allows us to provide informed advice and guidance to our clients, ensuring that their rights are protected at all times. With our professionalism and dedication, we help businesses find the right debt solution and achieve a brighter financial future.
After analyst roles with Toronto insolvency firms Soberman and Meyers Norris Penny, Richard joined BDO Canada (Mississauga offices) to complete his professional accreditation. He began his professional practice as a licensed trustee in bankruptcy in June 2013 with BDO, and then founded Goldhar & Associates Ltd. in November 2013. Richard’s experience in CA-dominated insolvency firms has inspired him to stay true to his values and create a professional practice centered around the financial and personal needs of his clients.
Richard lives in Toronto with his wife, Jennifer Shupak, a personal injury lawyer at Capp Shupak, and their three young sons. As a family, Richard and Jennifer are committed to philanthropy and the tradition of giving back to the community, and they are ongoing supporters of many charitable endeavors.
Seasoned Finance Professional, experienced across Corporate Banking, Credit Appraisal, Cash Flow Management and Corporate Insolvency and Restructuring,
Worked across Hotel & Hospitality, Textiles, Construction & Engineering, Roads and Infrastructure Projects.
Eight Years of Corporate Banking experience with a major Indian Bank including two years of dedicated stressed asset resolution services. This was followed by two years of Financial Restructuring and Insolvency Resolution experience with Duff & Phelps, a major Financial Consulting firm.
Passionate to help clients by understanding their needs and creating a tailor-made solution to help overcome financial difficulties.
Joel is a Licensed Insolvency Trustee, Chartered Insolvency and Restructuring Professional and a Chartered Professional Accountant.
Joel has been in the insolvency and restructuring field for more than 20 years, the first decade specializing in corporate insolvencies and restructuring of small to mid-size companies. He also provided mid-market insolvency services to financial institutions.
In 2009, Joel joined MNP, a national accounting and insolvency firm and began to provide insolvency advise to individuals who are in financially difficult situations. Joel delivers advice and solutions that help individuals faced with debt to overcome their challenges and achieve their financial goals.
Drawing on his extensive background in corporate and personal insolvency, Joel provides expert advice to individuals, professionals, and small businesses. He conducts personalized analyses of each financial situation and provides practical options to solve financial problems.
Joel has spoken before accounting and legal associations, providing insightful information to help professionals better serve their clients. In previous years, Joel was a member of the committee grading the National Insolvency Examination, which is the final step in obtaining the CIRP professional designation.